Easier loans for individuals, harder for big businesses

15/04/2017 00:00

Crediting for big business has harsher regulations after the first
trimester of the year, but it has been easier for individuals and small
businesses, according to the Bank of Albania.

The report of the Central Bank notes that the main reason is related to the problematic loans and the perception of banks on the current macroeconomic situation, and capital sufficiency.

This tendency will continue for big businesses even during the second trimester.

For individuals, there have been easier options especially for consumer loans, but also for house mortgages.

As result, individuals have received their demand for consumer loans, but not for housing. Credit for businesses has increased in very small amounts.

Top Channel